Privacy Policy

This Privacy Policy explains how AI Creations (ABN 24 545 074 491), operating LedgerCap("we," "us," "our"), handles your information when you use ledgercap.dev, the LedgerCap API, and associated services (the "Services").

By using our Services, you agree to this Privacy Policy.

1. Information We Collect

• Information You Provide: Account details (email and authentication credentials managed through our sign-in provider) and communications with support.
• Service Data: Prepaid balances, ledger entries, spend caps, holds, wallets, rules, and metering records you create through the API. Money is stored as opaque integer amounts keyed by an account or wallet identifier.
• Automatically Collected: Usage data (API requests and settings), log data (IP address, request metadata, timestamps), and essential cookies for authentication and dashboard sessions.

2. How We Use Your Information

• To provide, meter, and maintain the Services
• To enforce spend caps and process the balances and ledger you record
• To communicate service-related updates and respond to support requests
• To detect and prevent abuse, fraud, and security incidents
• To improve the Services based on usage patterns
• To comply with legal obligations

3. Sharing and Disclosure

We share data with third-party service providers that power the Services, including cloud hosting, database, and authentication providers, solely to operate the Services on our behalf. We do not sell your personal information.

We may disclose information if required by law or in connection with a business transfer.

4. Your Rights

• Access and Correction: Request access to or correction of your data.
• Deletion: Request deletion of your personal information.
• Opt-Out: Opt out of non-essential communications.

Contact support@ledgercap.dev to exercise these rights.

5. Data Security and Retention

We use encryption in transit, access controls, and bearer-token authentication to protect your data. Personal information and Service Data are retained only as long as necessary to provide the Services and meet legal obligations.

6. International Data Transfers

Your information may be processed outside your country, including in the United States and Australia.

7. Changes to This Policy

We may update this Privacy Policy and will notify users of significant changes via email or a notice on the website.

8. Contact Us

Questions about this policy? Contact support@ledgercap.dev.